ABOUT POLICY & PROOF

Insurance requirements are hard enough. The paperwork shouldn’t make them harder.

Policy & Proof turns insurance requirements, certificates, endorsements, and project-readiness paperwork into practical, plain-language guidance. It helps businesses understand what is being requested, what evidence may be needed, and what to do next.

Understand what’s required. Gather the right proof. Take the next step.

WHY POLICY & PROOF EXISTS

Built to make insurance requirements easier to act on.

A contract may ask for certain limits. A client may request a Certificate of Insurance. A project may require additional-insured status, a waiver, or supporting endorsements.


Those requests often arrive as separate documents, emails, forms, and deadlines. Policy & Proof organizes that information into a clearer sequence: understand the requirement, identify the evidence, and determine the next action.

REQUIREMENT

What are they actually asking you for?

PROOF

What document actually shows it?

ACTION

What do you need to check, request, or send next?

IN PRACTICE

Contract asks for additional insured status

Contract asks for additional insured status

Applicable endorsement may provide the evidence

Applicable endorsement may provide the evidence

Compare the endorsement and COI with the original request

Compare the endorsement and COI with the original request

The certificate alone may not establish additional-insured status.

CLEAR BOUNDARIES

We explain the paperwork. We don’t make coverage or legal decisions.

What Policy & Proof does

Explain common insurance documents and requirements in plain language.

Help readers distinguish a request from the evidence used to respond to it.

Highlight common paperwork gaps, mismatches, and questions worth raising.

Provide practical checklists and guides for preparing for project requirements.

What Policy & Proof does not do

Bind, quote, place, or change insurance coverage.

Issue Certificates of Insurance or policy endorsements.

Determine whether a particular claim will be covered.

Provide legal advice or replace advice from a licensed insurance professional or attorney.

What Policy & Proof does not do

Bind, quote, place, or change insurance coverage.

Issue Certificates of Insurance or policy endorsements.

Determine whether a particular claim will be covered.

Provide legal advice or replace advice from a licensed insurance professional or attorney.

The underlying insurance policy and endorsements control coverage. Contract interpretation and coverage decisions may require advice from the appropriate licensed or legal professional.

HOW WE APPROACH THE CONTENT

Start with the document. Separate evidence from coverage.

Policy & Proof content is designed around the questions that arise when real insurance requirements meet real paperwork.

01

01

Start with the request

Start with the contract language, certificate request, project requirement, or other document creating the obligation.

02

02

Identify what the evidence can prove

A certificate, endorsement, policy provision, and supporting document do not necessarily prove the same thing. Our guides make the differences clear.

03

03

Make the next question clearer

The goal is not to make coverage decisions for the reader. It is to clarify what is known, what is missing, and what to confirm with an insurance or legal professional.

Published guides may include source references, methodology notes, and review dates where appropriate.

START WITH THE REQUIREMENT IN FRONT OF YOU

START WITH THE REQUIREMENT IN FRONT OF YOU

Use the resource that matches the paperwork you’re dealing with.

Browse practical guides for specific insurance questions, or use the Contractor Project-Ready Insurance Checklist to organize a live project requirement.

Practical guidance for understanding insurance requirements, documents, and project-readiness paperwork.

Educational information only. Policy & Proof does not bind insurance coverage, issue certificates, or provide legal advice.

© 2026 Policy & Proof

Insurance requirements, made clearer.

Practical guidance for understanding insurance requirements, documents, and project-readiness paperwork.

Educational information only. Policy & Proof does not bind insurance coverage, issue certificates, or provide legal advice.

© 2026 Policy & Proof

Insurance requirements, made clearer.

Practical guidance for understanding insurance requirements, documents, and project-readiness paperwork.

Educational information only. Policy & Proof does not bind insurance coverage, issue certificates, or provide legal advice.

© 2026 Policy & Proof

Insurance requirements, made clearer.