DISCLOSURE

Disclosure

Policy & Proof provides practical educational resources about insurance requirements and related paperwork. This page explains important limitations, commercial relationships, and how third-party services or links may be presented on the site.

Last updated: September 2026

Educational information only

Policy & Proof provides general educational and informational content intended to help businesses better understand insurance requirements, certificates, endorsements, contract-related requests, and project-readiness paperwork. Content on this site is not insurance, legal, financial, tax, or other professional advice.

Not an insurance provider

Policy & Proof does not itself bind or issue insurance coverage or insurance certificates. Unless clearly stated otherwise in connection with a specific service, Policy & Proof does not act as the visitor’s insurance agent or broker. Coverage decisions, policy terms, pricing, eligibility, and availability are determined by licensed insurance professionals and insurance providers.

Affiliate and referral relationships

Policy & Proof may from time to time link to or introduce visitors to third-party insurance providers, brokers, service providers, or other businesses. Policy & Proof may receive compensation when a visitor clicks certain links, submits a request, is referred to a third party, or completes another qualifying action. The existence and structure of these relationships may vary by partner and may change over time.

Third-party services and links

Third-party websites, products, forms, quotes, services, and communications are operated by their respective providers. Policy & Proof does not control their availability, content, pricing, eligibility criteria, privacy practices, underwriting decisions, or service terms. Visitors should review the terms and disclosures provided by the relevant third party before making a decision.

No guarantee of suitability or availability

The appearance of a company, product, service, or link on Policy & Proof does not guarantee that it is appropriate for a particular business, project, contract, or insurance need. Insurance products and services may not be available in every state or to every business, and eligibility may depend on factors not addressed by Policy & Proof content.

Contracts, policies, and insurance documents control

Policy & Proof helps explain insurance requirements and related paperwork in plain language, but summaries, examples, checklists, and guides do not modify or replace the actual terms of an insurance policy, endorsement, certificate, contract, lease, bid requirement, or other governing document. Those documents remain the authoritative source for their actual terms and requirements.

Editorial independence

Policy & Proof aims to provide useful, understandable educational content regardless of whether a commercial relationship exists with a third party. Compensation arrangements do not change the terms of an insurance product or guarantee that a referenced provider or service is the best option for a particular visitor.

Changes to these disclosures

These disclosures may be updated as Policy & Proof adds features, partners, referral arrangements, or other services. The date above should indicate the most recent revision.

Contact

Questions about these disclosures can be directed to Policy & Proof at hello@policyandproof.com.

Specific partner links, forms, or services may include additional disclosures. Visitors should review those disclosures together with this page before using the applicable third-party service.