01
CERTIFICATES OF INSURANCE
What a Certificate of Insurance actually proves
See what a COI documents, what it cannot change, and when other proof may be needed.
PRACTICAL GUIDES
02
CONTRACT REQUIREMENTS
Additional insured requirements, explained
See why contracts request additional insured status—and why a certificate alone may not prove it.
03
BEFORE YOU SIGN
How to read insurance requirements in a contract
Spot limits, endorsements, waivers, and other provisions before a deadline makes them urgent.
04
WHEN PAPERWORK COMES BACK
Why insurance paperwork gets rejected
Check common rejection points involving limits, wording, parties, dates, and supporting documents.
Contractor Project-Ready Insurance Checklist
Identify the requirement in front of you, collect the right evidence, and check the package before work begins.
Use the Project-Ready Checklist
Educational information only. Policy & Proof does not bind coverage, issue certificates, or provide insurance or legal advice.