TERMS
Terms of Use
These Terms of Use describe the conditions that apply when you access or use Policy & Proof and its educational resources. By using this website, you agree to use it in accordance with these terms.
Last updated: September 2026
Purpose of this website
Policy & Proof provides educational information intended to help businesses better understand insurance requirements, certificates, endorsements, contract-related requests, and project-readiness paperwork. The site is designed to make these topics easier to understand and act on.
Educational information only
Content provided by Policy & Proof is for general educational and informational purposes. It is not insurance, legal, financial, tax, or other professional advice and should not be treated as a substitute for advice from an appropriately qualified professional.
No insurance coverage or representation
Policy & Proof does not bind insurance coverage, issue insurance policies or certificates, determine whether coverage applies to a particular claim or situation, or guarantee that any insurance requirement has been satisfied. Insurance coverage is governed by the actual terms, conditions, exclusions, and endorsements of the applicable policy.
Contracts and third-party requirements
Information on this site may discuss insurance provisions found in contracts, leases, bids, certificates, or other documents. Policy & Proof does not determine the legal effect or enforceability of those provisions. Visitors should consult their broker, attorney, or other qualified adviser when a requirement requires professional interpretation or action.
Accuracy and availability of information
Policy & Proof aims to provide useful and understandable information, but insurance requirements, forms, practices, laws, and market conditions can change. Content may not always be complete, current, or applicable to every situation. Policy & Proof may revise, remove, or update content without notice.
Third-party services and links
The website may reference, link to, or make available access to third-party websites, service providers, insurers, brokers, or other resources. Policy & Proof does not control those third parties and is not responsible for their content, availability, privacy practices, products, services, or decisions. Separate terms may apply when using a third-party service.
User submissions
If Policy & Proof makes forms, document-submission features, or other interactive tools available, users are responsible for ensuring that they have the right to submit the information provided. Additional notices or terms may apply to particular submission features. Users should not submit sensitive or confidential information unless the applicable feature specifically requests it and explains how it will be handled.
Acceptable use
Visitors may use Policy & Proof for lawful personal or business purposes consistent with the educational purpose of the site. Users may not attempt to interfere with the operation or security of the website, misuse its content or features, gain unauthorized access to systems or information, or use the site in violation of applicable law.
Intellectual property
Unless otherwise indicated, Policy & Proof content, branding, graphics, explanatory materials, checklists, and other original website materials are owned by or licensed to Policy & Proof. Materials may be used for ordinary personal or internal business reference, but they may not be republished, sold, or represented as another party’s work without permission.
Limitation of responsibility
Users remain responsible for decisions made based on information obtained through the website. To the extent permitted by applicable law, Policy & Proof is not responsible for losses or damages resulting from reliance on website content, interruption of website availability, or the actions or services of third parties referenced through the site.
Changes to these terms
These Terms of Use may be updated as Policy & Proof develops, adds features, or changes how the website operates. Continued use of the website after an update constitutes acceptance of the revised terms. The date above should indicate the most recent revision.
Contact
Questions about these Terms of Use can be directed to Policy & Proof at hello@policyandproof.com
Policy & Proof helps explain insurance requirements and related paperwork. The insurance policy, contract, endorsement, certificate, or other governing document remains the authoritative source for its actual terms and requirements.